Average Closing Costs by City — 2026 Guide

Closing costs vary significantly by state and city. Use this guide to find typical fees for your area, understand state-specific taxes and requirements, and know which fees you can negotiate before signing.

Alabama

Avg closing cost: 1.6% of purchase price

View all cities →
Alaska

Avg closing cost: 1.6% of purchase price

View all cities →
Arizona

Avg closing cost: 1.5% of purchase price

View all cities →
Arkansas

Avg closing cost: 1.7% of purchase price

View all cities →
Colorado

Avg closing cost: 1.7% of purchase price

View all cities →
Georgia

Avg closing cost: 2.0% of purchase price

View all cities →
Illinois

Avg closing cost: 2.2% of purchase price

View all cities →
Indiana

Avg closing cost: 1.5% of purchase price

View all cities →
Iowa

Avg closing cost: 1.7% of purchase price

View all cities →
Kentucky

Avg closing cost: 1.6% of purchase price

View all cities →
Louisiana

Avg closing cost: 2.2% of purchase price

View all cities →
Maryland

Avg closing cost: 2.5% of purchase price

View all cities →
Massachusetts

Avg closing cost: 2.4% of purchase price

View all cities →
Michigan

Avg closing cost: 2.3% of purchase price

View all cities →
Minnesota

Avg closing cost: 1.9% of purchase price

View all cities →
Missouri

Avg closing cost: 1.5% of purchase price

View all cities →
Nebraska

Avg closing cost: 1.7% of purchase price

View all cities →
Nevada

Avg closing cost: 1.4% of purchase price

View all cities →
New Jersey

Avg closing cost: 2.5% of purchase price

View all cities →
New Mexico

Avg closing cost: 1.5% of purchase price

View all cities →
New York

Avg closing cost: 3.1% of purchase price

View all cities →
North Carolina

Avg closing cost: 2.0% of purchase price

View all cities →
Ohio

Avg closing cost: 1.6% of purchase price

View all cities →
Oregon

Avg closing cost: 1.8% of purchase price

View all cities →
Pennsylvania

Avg closing cost: 2.0% of purchase price

View all cities →
Rhode Island

Avg closing cost: 2.3% of purchase price

View all cities →
Tennessee

Avg closing cost: 1.6% of purchase price

View all cities →
Utah

Avg closing cost: 1.5% of purchase price

View all cities →
Virginia

Avg closing cost: 2.1% of purchase price

View all cities →
Washington

Avg closing cost: 2.3% of purchase price

View all cities →
Wisconsin

Avg closing cost: 1.8% of purchase price

View all cities →

Have your Loan Estimate in hand?

Get a full fee-by-fee analysis with word-for-word negotiation language — in under 60 seconds.

Analyze My Loan Estimate — $29