Average Closing Costs in California (2026)
California Closing Cost Laws & Requirements
California Proposition 19 (2021) changed property tax transfer rules — homeowners 55+ can transfer their tax base anywhere in the state. Documentary transfer taxes apply in most counties and cities, sometimes at both levels simultaneously.
Transfer Tax
California charges a Documentary Transfer Tax of $1.10 per $1,000 of sale price at the county level. Los Angeles adds $4.50 per $1,000. San Francisco charges up to $25 per $1,000 on high-value properties.
First-Time Buyer Programs in California
CalHFA offers the MyHome Assistance Program providing up to 3.5% of the purchase price for down payment and closing costs.
Closing Costs by City in California
| City | Typical Range | Avg % of Price |
|---|---|---|
| Los Angeles | $17,000 – $42,500 | 2.4% |
| San Francisco | $25,000 – $62,500 | 2.4% |
| San Diego | $17,900 – $44,750 | 2.4% |
| Sacramento | $9,700 – $24,250 | 2.4% |
| San Jose | $23,000 – $57,500 | 2.4% |
| Fresno | $6,500 – $16,250 | 2.4% |
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