Average Closing Costs in Iowa (2026)
Iowa Closing Cost Laws & Requirements
Iowa charges a Real Estate Transfer Tax. Iowa has an Abstract of Title tradition — many Iowa closings use an attorney-certified abstract showing the chain of title rather than title insurance.
Transfer Tax
Iowa Real Estate Transfer Tax is $1.60 per $1,000 of sale price over $500.
First-Time Buyer Programs in Iowa
Iowa Finance Authority offers the FirstHome program with down payment assistance.
Closing Costs by City in Iowa
| City | Typical Range | Avg % of Price |
|---|---|---|
| Des Moines | $4,500 – $11,250 | 1.7% |
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