Average Closing Costs in Alabama (2026)
Alabama Closing Cost Laws & Requirements
Alabama charges a Real Estate Transfer Tax on property transfers. Property taxes in Alabama are among the lowest in the nation.
Transfer Tax
Alabama Real Estate Transfer Tax is $0.50 per $500 of sale price.
First-Time Buyer Programs in Alabama
AHFA offers the Step Up program with down payment assistance.
Closing Costs by City in Alabama
| City | Typical Range | Avg % of Price |
|---|---|---|
| Birmingham | $3,900 – $9,750 | 1.6% |
| Mobile | $3,500 – $8,750 | 1.6% |
| Huntsville | $5,300 – $13,250 | 1.6% |
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