Average Closing Costs in Minnesota (2026)
Minnesota Closing Cost Laws & Requirements
Minnesota uses a Torrens title system in many counties — a government-certified title registration system that affects title insurance costs and closing procedures. Minnesota has a Deed Tax paid by the seller.
Transfer Tax
Minnesota Deed Tax is $1.65 per $500 of net consideration paid by the seller.
First-Time Buyer Programs in Minnesota
Minnesota Housing offers the Start Up program with below-market rates and down payment assistance.
Closing Costs by City in Minnesota
| City | Typical Range | Avg % of Price |
|---|---|---|
| Minneapolis | $6,700 – $16,750 | 1.9% |
| Saint Paul | $5,900 – $14,750 | 1.9% |
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