Average Closing Costs in Virginia (2026)
Virginia Closing Cost Laws & Requirements
Virginia charges a Grantors Tax paid by the seller. Northern Virginia has significantly higher home prices and closing costs than the rest of the state. Virginia also has a Recordation Tax paid by the buyer.
Transfer Tax
Virginia Grantors Tax is $0.50 per $500 paid by the seller. Buyer pays Recordation Tax of $0.25 per $100 of the mortgage amount.
First-Time Buyer Programs in Virginia
VHDA offers the Down Payment Assistance Grant covering up to 2.5% of the purchase price.
Closing Costs by City in Virginia
| City | Typical Range | Avg % of Price |
|---|---|---|
| Virginia Beach | $6,700 – $16,750 | 2.1% |
| Richmond | $6,300 – $15,750 | 2.1% |
| Arlington | $13,700 – $34,250 | 2.1% |
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